Now that 2014 is here, it may be time to consider reviewing your church insurance program. Most people don’t take time to review exposures, options, or their current economic condition before making their insurance purchase. We want to help you, so we prepared these ten insurance buying tips for 2014.

1. Use an agent – Independent agents can access many different insurance companies and select the one that offers the best combination of coverage, services and pricing.
2. Don’t buy insurance through the internet – Call CMI and let us provide outstanding service along with competitive pricing.
3. Review your auto limits – If you have limits of less than $100,000, that won’t even cover the medical bills in a serious accident. The minimum liability coverage that anyone with any assets or income to protect should be carrying is $500,000 to $1 million or more.
4. Maintain an inventory – Having an accurate account of your property can provide for greater recovery in the event of a loss.
5. Bundle your insurance – Combine your auto, property and liability policies with one insurer to receive greater discounts.
6. Set the right deductible – A higher deductible reduces your premium, but you have to pay more out of pocket in the event of an accident.
7. Consider Identity Theft – Identity theft is one of the fastest growing crimes in the U.S.

Call us today and let us help protect what is important to you.

This entry was posted on February 12, 2014 at 12:39 am. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Posted in Uncategorized by Scott Stuart Comments Off on Buying Tips For 2014 From CMI Risk