Mar 15
11
Many businesses and homeowners go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Remember the floods of 2013 in South Carolina? Now is the time to consider flood insurance.
In the aftermath of Hurricane Sandy, businesses, homeowners and renters discovered what insurance covers — and what it doesn’t cover. In New Jersey, thousands of families are still displaced with little indication of when and if they’ll be able to return to their pre-Sandy lives. Those with minimal or no insurance are now reconsidering flood insurance.
If your home is in a flood zone, the National Flood Insurance Program (NFIP) offers coverage and our agency can help you secure affordable coverage. We offer free, comparative quotes on flood insurance from multiple insurance carriers so you can get the best possible rate. Often these private programs are very competitive.
Insurance is all about understanding risks, and not every business or homeowner is equally at risk for flood losses. Your risks depend on how close you live to rivers, streams, lakes or flood zones, or how well your home was built to withstand losses. Some mortgage companies may even require flood insurance, depending where your home is located. The last thing we want is for you to be knee deep in water without the proper insurance. We recommend you consider the options, contact us today.
We are here to help you; we are the leading agency in the region. As an independent insurance agency our goal is to shop the markets for you and find you the value for your needs that doesn’t shortchange you on coverage but also fits your budget.
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