Mar 16
3
There is nothing worse than having a major home fire or other loss. The second wore thing might be to have a loss then have difficulty getting your home repaired. This is especially true in areas where a major disaster has hit. Unfortunately, disaster affected neighborhoods are often targeted by some unscrupulous people who offer construction, clean-up, or repair “services”, and then defraud victims.
Here are a few tips to help you survive your disaster
- Always hire a reputable contractor.
- Ask for the contractor’s license and bond numbers, then check with the state.
- Never pay 100% up front.
- It is good to get more than one bid.
- Contractors are not insurance agents; they cannot interpret coverage.
- Never sign a certificate of completion until you are completely satisfied.
- Get references.
- Review all bills and documents.
- Get your agent involved to help you through the process.
- Get everything in writing, including costs and how they plan to deal with cost overages and changes.
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