Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program.

What Is Workers’ Compensation?

Workers’ compensation insurance is insurance that provides lost income, medical benefits, disability benefits, and rehabilitative services for workers injured on the job or while performing work-related duties.

Why Your Business Needs Workers’ Compensation Insurance

When an employee gets hurt on the job or has a work-related illness, only workers’ compensation will cover them.  Health insurance benefits will not provide coverage for on-the-job injuries.

What Is the Best Way to Keep Costs Down?

• Provide training for hazardous work, especially for new or inexperienced workers.
• Enforce safety rules and practices.
• Enforce drug and alcohol rules.
• Require safety equipment to be worn at all times.
• Keep work areas clean.
• Workers should not wear loose clothing or jewelry around machinery.
• Where required, workers must wear protective equipment such as goggles, safety glasses, masks, gloves, hairnets, etc. appropriate to the task.
• Safety equipment such as restraints, pullbacks, and two-hand devices are designed for worker’s protection. Be sure such equipment is adjusted for each worker.
• Do not ever remove machine safety guards.
• Develop a system for reporting unsafe practices.
• Have monthly safety meetings that review safety issues and related topics.

Create accident investigation procedures that focus on prevention and change.

Christian Ministries Insurance is committed to providing sound advice and insurance products to churches, universities, Bible colleges, private schools, camps, mission organizations and other 501c3 and related ministries.

What Christian Ministries Insurance can do for You

Christian Ministries Insurance will provide sound advice, training and insurance programs designed specifically for your ministry. We provide much of our unique risk management consulting services at no additional cost.

This entry was posted on August 15, 2017 at 12:42 am. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Posted in Church Insurance Church Risk Church Safety Workers compensation by Scott Stuart Comments Off on Workers’ Compensation Best Practices