Is Your Church At Risk Of Being Sued?

The NW Ranks High In Probability Of Litigation

On average, a business in the U.S. has about a 12% chance of being involved in an employment lawsuit. Oregon has very aggressive employment and discrimination laws that increase the chances of litigation for businesses operating in our state.

Employment Liability Facts

The national average for total costs of claims that resulted in a defense and settlement payout is $125,000. Without Employment Practices Liability insurance, these companies would have had to pay an additional $90,000.  Source

Oregon Laws That Impact Employment Litigation

Employers Are Regulated By Statute In Performing Certain Actions, Including:

  • Anti-discrimination/fair employment practices
  • Pregnancy accommodation
  • Criminal background checks
  • Credit checks

Here Is Where States Ranks (chance of being sued)

  • New Mexico 66%
  • Washington DC 65%
  • Nevada 47%
  • Alabama 41%
  • California 40%
  • Oregon 33%


An Employment Practices Liability Insurance (EPLI) policy provides insurance against claims and lawsuits brought against an employer, its officers, directors, employees and managers. These policies generally cover allegations in the following areas:

  • Discrimination – including age, sex, and gender
  • Sexual harassment
  • Invasion of privacy
  • Emotional distress or mental anguish
  • Wrongful termination or discipline
  • Negligent compensation, promotion, or hiring decisions
  • Employee benefits mismanagement
  • Breach of contract for employment

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