Praying Is Important…But Get Insurance Too

A Ministry Insurance Update

One of the best things a business owner can do to protect his or her ministry, is to have a business insurance program that covers your business in the best way possible.  Your business insurance program should include Employment Practice Liability, and Directors and Officers Liability insurance.  These coverage’s can often be bundled together through a management liability policy.

Employment Practices Liability (EPLI)

EPLI insurance provides coverage for claims involving employment harassment and discrimination in the employee/employer relationship.  Examples of these kinds of claims are wrongful dismissal/termination, sexual/racial/disability harassment, sexual/racial/disability/religious discrimination, employment-related libel, slander, defamation and invasion of privacy, wrongful failure to employ or promote, and retaliation.

Directors and Officers Liability

Directors and Officers Liability insurance protects your business, owners, executives, and managers, if individuals, competitors, or third parties make a claim for damages.  If your business causes financial loss to a third party, your directors can be sued.  Directors and Officers insurance is an effective solution for the risks facing organizations.  Directors and Officers Liability Insurance will cover administrative, civil, and regulatory proceedings based on actual or alleged acts, errors, omissions, misstatements, neglect, or breach of duty committed by, or allegedly committed by, a director or officer while acting within the scope of their duties.

Christian Ministries Insurance was created specifically to serve Christian churches, schools and other related ministries. Our mission is simple; provide comprehensive insurance products at competitive prices while building a solid relationship with our clients. We do this through our day to day service, scheduled meetings, quality risk management advice, training and prayer for you and your staff. We are a faith based business, dedicated to help your ministry fulfill God’s vision. All CMI staff are actively involved in their local church. We have more than 50 years experience in providing services to churches and related ministries. Our team has helped clients overcome complex insurance and risk management challenges that include: casualty, property, executive liability, human capital, crisis management and claims consulting.

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