May 2018 saw a number of small earthquakes in California and Oregon. Many experts are predicting a quake on the west coast in the next 12 months. The only thing we have control over is how prepared we are when an earthquake hits our area.

What You Can Control

1. Get earthquake insurance on your home. Earthquake insurance covers damage to your home and your possessions. Most earthquake policies also cover costs incurred to minimize further damage after an earthquake, plus costs for additional living expenses. Deductibles are generally 10-15% of the insured amount. Exterior structures such as pools, irrigation systems, driveways, and detached garages are generally not covered.
2. Create a disaster plan.
   • Know where to go. If you are ordered to evacuate, know the local evacuation route(s) to take and have a plan for where you can stay. Contact your local emergency management agency for more information.
   • Put together a “go-bag” or disaster supply kit should you need to evacuate, including a flashlight, batteries, cash, first aid supplies, medications, and copies of your critical information.
   • If you are not in an area that is advised to evacuate and you decide to stay in your home, plan for adequate supplies in case you lose power and water for several days and you are not able to leave due to blocked roads.
   • Make a family emergency communication plan and review it regularly with members.
   • Many communities have text or email alerting systems for emergency notifications. To find out what alerts are available in your area, search the Internet with your town, city, or county name and the word “alerts.”
   • Disconnect electrical appliances and do not touch electrical equipment if you are wet or standing in water. You could be electrocuted.

Christian Ministries Insurance is committed to providing sound advice and insurance products to churches, universities, Bible colleges, private schools, camps, mission organizations and other 501c3 and related ministries.

What Christian Ministries Insurance can do for You

Christian Ministries Insurance will provide sound advice, training and insurance programs designed specifically for your ministry. We provide much of our unique risk management consulting services at no additional cost.

We become part of your ministry team

Tags: Christian Insurance, Church insurance, Earthquake insurance

This entry was posted on June 28, 2018 at 4:25 pm. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Posted in Church Insurance Church Risk by Scott Stuart Comments Off on Are You Ready For The Next Big Earthquake?