Is Your Church Protected? A recent report issued by the Association of Certified Fraud Examiners, places the cost of employee fraud at 7% of annual revenues.  Employers with less than 100 employees saw a median loss of $200,000 according to the ACFE. Another study performed by the Institute for Corporate Productivity and HR.com showed that […]

This article is a continuation of our series on creating a new way of thinking about insurance. As you consider your business insurance, we invite you to think about this subject in the much larger spectrum of “Total Cost of Risk”. Your insurance program is more the premiums you pay Total Cost of Risk is […]

What is a fidelity bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your ministry against specific losses that may occur from the dishonest acts of employees. The fidelity coverage guarantees that the insurance company will pay the insured ministry for money or other property lost because of dishonest acts of its employees, […]

Have you ever driven drowsy? Texted while behind the wheel? Or reined in rowdy behavior from the driver’s seat, so you didn’t have to stop the church van? If so, you’re not alone. At any given time, thousands of drivers battle distractions that threaten to take their minds off the road. Crashes involving distracted drivers […]