Church Insurance

Improve Your Workers Compensation Program Through Employee Selection

Posted by on September 13, 2018 at 7:56 pm

Improve Your Workers Compensation Program Through Employee Selection One of the most important things an employer can do is hire the best possible person for the company. In the current employment market, it is easy to lose sight of how employee selection is directly tied to employee injuries. Hiring the wrong person can put your […]

Is Earthquake Insurance Really Worth The Cost?

Posted by on September 7, 2018 at 7:57 pm

Is Earthquake Insurance Really Worth The Cost? We all know that earthquake insurance can be costly. However, many businesses mistakenly fail to consider earthquake insurance due to the cost and other factors. We hope to show you the value of having earthquake insurance as part of your insurance portfolio. The biggest mistake business owners make […]

Five Common Problems That Lead To Financial Losses

Posted by on August 31, 2018 at 2:49 am

Is Your Church Protected? A recent report issued by the Association of Certified Fraud Examiners, places the cost of employee fraud at 7% of annual revenues.  Employers with less than 100 employees saw a median loss of $200,000 according to the ACFE. Another study performed by the Institute for Corporate Productivity and HR.com showed that […]

Does Your Church Need Fidelity Bond Coverage?

Posted by on August 17, 2018 at 2:00 am

What is a fidelity bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your ministry against specific losses that may occur from the dishonest acts of employees. The fidelity coverage guarantees that the insurance company will pay the insured ministry for money or other property lost because of dishonest acts of its employees, […]

Three Ways To Reduce Your Churches Risk

Posted by on July 7, 2018 at 5:59 pm

  When you’re just starting to develop a comprehensive risk management plan, the process can seem daunting. Keep it manageable by breaking the project down into smaller steps. Ask the right people (and enough of them) to complete each one and develop a project plan with firm delivery dates along the way. Call me for […]

Are You Ready For The Next Big Earthquake?

Posted by on June 28, 2018 at 4:25 pm

May 2018 saw a number of small earthquakes in California and Oregon. Many experts are predicting a quake on the west coast in the next 12 months. The only thing we have control over is how prepared we are when an earthquake hits our area. What You Can Control Get earthquake insurance on your home. […]

Mission Trip Insurance

Posted by on June 26, 2018 at 8:22 pm

Brotherhood Mutual’s Passport to Ministry® insurance program offers some of the most comprehensive travel insurance and assistance services available to ministries. This program is for short-term missions and foreign travel including Holy Land trips, study abroad, and more. As a customer, you’re offered: Comprehensive insurance coverage Access to a network of thousands of international doctors and hospitals […]

Flood Insurance

Posted by on June 16, 2018 at 1:40 am

Flood Insurance We made it through another winter, and most of us are thankful that we did not have a homeowner’s insurance claim. But with the end of winter comes the real possibility of spring flooding. If you live in a flood zone, we recommend flood insurance.  Did you know that even if you don’t […]

Good Reasons To Consider Workers’ Compensation

Posted by on June 13, 2018 at 4:19 pm

If your Church has employees, you may be required to buy workers’ compensation insurance. Some states do allow people to opt out of the system if they can prove financial responsibility, but that is only in two or three states in the entire country. If you have employees, you are most likely required to carry […]

Your Church At Risk

Posted by on June 9, 2018 at 8:49 pm

Here are nine areas to consider when developing a risk management plan for your church. CMI can help you identify and manage your risks through insurance and safety services. Accident Prevention: Are your sidewalks well lighted, dry, and covered with non-slip material? Are walkways and doors kept free of obstructions? Are parking lots safe? Is […]