Church Risk

Your Church Is At Risk!

Posted by on April 26, 2018 at 6:04 pm

When it comes to managing risks in any church or ministry setting, prevention is most important.  Prevention is anticipating what might happen and then developing policies or procedures to reduce the probability of something happening. Preventing or reducing the possibility of something bad happening can have a major impact on your ministry. That’s easy to […]

Mission Trip Mishaps

Posted by on April 15, 2018 at 3:28 am

Many churches support full time foreign missionaries who are usually associated with other para-church organizations and/or denominational headquarters.  However, in the past decade, many churches have chosen to send out their own short and intermediate term mission teams.  These teams are being sent for various reasons.  Primarily to help the people in the foreign country […]

Foreign Mission Trip Planning

Posted by on April 12, 2018 at 6:02 pm

Now is the time of year where many churches are planning foreign mission trips. This is such an important ministry and can have a huge impact on everyone involved. But a trip gone wrong can have a lifelong negative impact. We want to offer few tips to help in your planning. Figure insurance coverage into […]

Pastors, Clergy, Counseling and Liability

Posted by on April 9, 2018 at 6:00 pm

Misconduct by pastors is becoming an increasingly important issue in the church today. Ministers who engage in sexual contact with adult members of their congregation expose their church to potentially substantial liability. “Research reveals that nearly ten percent of pastors have adulterous affairs and fifteen percent are addicted to internet pornography.”1 In a recent poll […]

Live Events Create Risks

Posted by on March 28, 2018 at 4:23 pm

Is there anything worse than planning and preparing for a special event only to have it canceled at the last minute due to weather, or some other unforeseen reason? Special events are important and you want your event to go off without any issues. Event Cancelation Insurance helps protect your business and the planning days […]

Is Earthquake Insurance Really Worth The Cost?

Posted by on March 14, 2018 at 4:21 pm

We all know that earthquake insurance can be costly. However, many businesses mistakenly fail to consider earthquake insurance due to the cost and other factors. We hope to show you the value of having earthquake insurance as part of your insurance portfolio. The biggest mistake business owners make is to think it won’t happen to […]

Planning a Summer Construction Project?

Posted by on March 7, 2018 at 4:18 pm

Is your church starting a construction project this spring? Make sure you have the insurance protection you need. A traditional liability policy provides coverage for people injured on construction sites, but there are risks associated with construction projects that require special insurance. CMI can help you review all insurance and contract documents, callus today. What […]

Earthquake Flood Insurance

Posted by on February 27, 2018 at 11:07 pm

Natural disasters are part of the price we all pay for living in the west. We all appreciate the good weather, lakes, mountains, and the natural beauty found on the west coast. However, fires, mudslides, floods, and earthquakes are just a few of the natural disasters common to the western states.  Earthquakes are especially a […]

How To Protect Your Church From Fraud

Posted by on February 16, 2018 at 11:23 pm

Ministries have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud.  Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners).   Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit card forgery, computer fraud […]

Many Churches Need Flood Insurance

Posted by on February 9, 2018 at 11:06 pm

A Flood Insurance Update We have just been through record flooding in Texas, and unfortunately, many people were caught without flood insurance.  Now that the weather has settled down a bit, we thought it would be a good idea to encourage everyone to consider flood insurance.  A great resource for you is Floodsmart.gov. Flood insurance […]