Church Risk

Is Your Church At Risk Of Being Sued?

Posted by on November 21, 2017 at 1:23 am

The NW Ranks High In Probability Of Litigation On average, a business in the U.S. has about a 12% chance of being involved in an employment lawsuit. Oregon has very aggressive employment and discrimination laws that increase the chances of litigation for businesses operating in our state. Employment Liability Facts The national average for total costs of […]

Did The Earth Move From Under Your Feet?

Posted by on November 14, 2017 at 10:46 pm

Donna Summers popular song reminds us of how important it is to have solid ground under our feet. That is true for every business.  Your business has many risks, and the risk of earthquake damage is just one.  Allow our team to complete a review of your business insurance. Earthquakes occur almost every day in […]

Why Check Backgrounds?

Posted by on October 12, 2017 at 11:55 pm

Over the last several years, I have worked with churches who are still resisting background checks on staff members and all volunteers. Here are Good Reasons to background check from my insurance provider; Brotherhood Mutual-Comprehensive background checks should be part of your ministry’s programs. Choosing the right provider and services can be tricky, because when […]

Did You Know Your Company Can Control Work Comp Costs?

Posted by on September 27, 2017 at 3:10 pm

Your Experience Mod Is Your Work Comp Identity It is a fact that many employers actually overpay for their workers’ compensation premiums.  Workers’ Compensation Coverage provides medical, disability or death benefits to any cast or crew member who becomes injured in the course of their employment. Coverage usually applies on a 24 hour per day […]

A Few Simple Ways to Prepare Now For a Disaster

Posted by on September 19, 2017 at 3:08 pm

A insurance update We have witnessed the wrath of hurricane Harvey and are looking at Irma hitting the East Coast Soon. Wild fires are hitting the West very hard. We thought it might be good to offer a little disaster preparedness. Do not let the change in weather fool you; we are still at risk […]

Is Your Church Renting A Watercraft Over 26 Feet?

Posted by on August 31, 2017 at 4:07 pm

Additional Insurance Is Required For Watercraft Over 26 Feet Many churches may be thinking about renting a houseboat or other watercraft this summer. If this is the case, it would be a good idea to call your agent for an insurance review. The standard General Liability in every church policy states that there is no […]

The Government Is Watching Churches

Posted by on August 31, 2017 at 12:43 am

The Fair Labor Standards Act (FLSA) requires payment of the minimum wage for all hours worked and overtime at 1 ½ times an employee’s (church) regular rate for all hours worked over 40 in a week. FLSA has included exemptions from both the minimum wage and overtime requirements for: – Executives; – Administrative employees; Professionals, […]

Auto Accident Scams…. Get Educated

Posted by on August 22, 2017 at 12:42 am

Most of us are hardworking honest people, who are building strong families and are productive members of our community. Unfortunately, there are a few people who try to take advantage of us and we need to be educated on what to watch for. Fraud, including insurance scams, is the second-most burdensome financial crime in the […]

Cyber Risk Update

Posted by on August 21, 2017 at 4:06 pm

Over the last several years, cyber liability coverage has evolved from just insurance for information      technology companies to coverage that nearly every class of business should have if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws […]

Workers’ Compensation Best Practices

Posted by on August 15, 2017 at 12:42 am

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]