Church Risk

Three Ways To Reduce Your Churches Risk

Posted by on July 7, 2018 at 5:59 pm

  When you’re just starting to develop a comprehensive risk management plan, the process can seem daunting. Keep it manageable by breaking the project down into smaller steps. Ask the right people (and enough of them) to complete each one and develop a project plan with firm delivery dates along the way. Call me for […]

Are You Ready For The Next Big Earthquake?

Posted by on June 28, 2018 at 4:25 pm

May 2018 saw a number of small earthquakes in California and Oregon. Many experts are predicting a quake on the west coast in the next 12 months. The only thing we have control over is how prepared we are when an earthquake hits our area. What You Can Control Get earthquake insurance on your home. […]

Flood Insurance

Posted by on June 16, 2018 at 1:40 am

Flood Insurance We made it through another winter, and most of us are thankful that we did not have a homeowner’s insurance claim. But with the end of winter comes the real possibility of spring flooding. If you live in a flood zone, we recommend flood insurance.  Did you know that even if you don’t […]

Good Reasons To Consider Workers’ Compensation

Posted by on June 13, 2018 at 4:19 pm

If your Church has employees, you may be required to buy workers’ compensation insurance. Some states do allow people to opt out of the system if they can prove financial responsibility, but that is only in two or three states in the entire country. If you have employees, you are most likely required to carry […]

Your Church At Risk

Posted by on June 9, 2018 at 8:49 pm

Here are nine areas to consider when developing a risk management plan for your church. CMI can help you identify and manage your risks through insurance and safety services. Accident Prevention: Are your sidewalks well lighted, dry, and covered with non-slip material? Are walkways and doors kept free of obstructions? Are parking lots safe? Is […]

Planning a Summer Construction Project?

Posted by on May 29, 2018 at 8:47 pm

Is your church starting a construction project this spring? Make sure you have the insurance protection you need. A traditional liability policy provides coverage for people injured on construction sites, but there are risks associated with construction projects that require special insurance. CMI can help you review all insurance and contract documents, callus today. What […]

Are Board Members Personally Liable for Board Decisions?

Posted by on May 22, 2018 at 8:52 pm

Church board members have been placed in a position of trust, and they have a legal responsibility to place the church’s interests ahead of their own. This duty is known as their fiduciary responsibility. If board members use their position in the church for personal gain, they can be sued as individuals, thereby placing their […]

Praying Is Important…But Get Insurance Too

Posted by on May 18, 2018 at 8:45 pm

A Ministry Insurance Update One of the best things a business owner can do to protect his or her ministry, is to have a business insurance program that covers your business in the best way possible.  Your business insurance program should include Employment Practice Liability, and Directors and Officers Liability insurance.  These coverage’s can often […]

Cyber Liability Trends In Ministry

Posted by on May 9, 2018 at 8:45 pm

Cyber Liability continues to be a major issue for many ministries. Is Cyber Liability part of your Business Insurance Program? In today’s data-driven social media world, businesses of all sizes have had a cyber-attack or data breach. Statistics show 40% of all cyber incidents affect businesses with fewer than 100 employees. With the recent Target […]

Your Church Is At Risk!

Posted by on April 26, 2018 at 6:04 pm

When it comes to managing risks in any church or ministry setting, prevention is most important.  Prevention is anticipating what might happen and then developing policies or procedures to reduce the probability of something happening. Preventing or reducing the possibility of something bad happening can have a major impact on your ministry. That’s easy to […]