Church Safety

Your Church Is At Risk!

Posted by on April 26, 2018 at 6:04 pm

When it comes to managing risks in any church or ministry setting, prevention is most important.  Prevention is anticipating what might happen and then developing policies or procedures to reduce the probability of something happening. Preventing or reducing the possibility of something bad happening can have a major impact on your ministry. That’s easy to […]

Foreign Mission Trip Planning

Posted by on April 12, 2018 at 6:02 pm

Now is the time of year where many churches are planning foreign mission trips. This is such an important ministry and can have a huge impact on everyone involved. But a trip gone wrong can have a lifelong negative impact. We want to offer few tips to help in your planning. Figure insurance coverage into […]

Pastors, Clergy, Counseling and Liability

Posted by on April 9, 2018 at 6:00 pm

Misconduct by pastors is becoming an increasingly important issue in the church today. Ministers who engage in sexual contact with adult members of their congregation expose their church to potentially substantial liability. “Research reveals that nearly ten percent of pastors have adulterous affairs and fifteen percent are addicted to internet pornography.”1 In a recent poll […]

Live Events Create Risks

Posted by on March 28, 2018 at 4:23 pm

Is there anything worse than planning and preparing for a special event only to have it canceled at the last minute due to weather, or some other unforeseen reason? Special events are important and you want your event to go off without any issues. Event Cancelation Insurance helps protect your business and the planning days […]

Is Earthquake Insurance Really Worth The Cost?

Posted by on March 14, 2018 at 4:21 pm

We all know that earthquake insurance can be costly. However, many businesses mistakenly fail to consider earthquake insurance due to the cost and other factors. We hope to show you the value of having earthquake insurance as part of your insurance portfolio. The biggest mistake business owners make is to think it won’t happen to […]

Planning a Summer Construction Project?

Posted by on March 7, 2018 at 4:18 pm

Is your church starting a construction project this spring? Make sure you have the insurance protection you need. A traditional liability policy provides coverage for people injured on construction sites, but there are risks associated with construction projects that require special insurance. CMI can help you review all insurance and contract documents, callus today. What […]

How To Protect Your Church From Fraud

Posted by on February 16, 2018 at 11:23 pm

Ministries have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud.  Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners).   Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit card forgery, computer fraud […]

Many Churches Need Flood Insurance

Posted by on February 9, 2018 at 11:06 pm

A Flood Insurance Update We have just been through record flooding in Texas, and unfortunately, many people were caught without flood insurance.  Now that the weather has settled down a bit, we thought it would be a good idea to encourage everyone to consider flood insurance.  A great resource for you is Floodsmart.gov. Flood insurance […]

Reducing The Risk Kit, 3rd Edition

Posted by on January 24, 2018 at 12:57 am

Reducing the Risk Kit, 3rd Edition is a comprehensive, turnkey solution for implementing a child sexual abuse prevention program in churches and related ministries. Use it to take the first step toward strengthening the security of your church’s youth and children’s ministry programs. What the Kit Includes This new edition of the Reducing the Risk Kit includes the […]

Lessons From Flood, Wildfires and Other Weather Related Losses

Posted by on January 19, 2018 at 12:51 am

Oregon was hit hard with wildfires in 2107. Most of Texas and the southeastern states were hit hard in 2017 with hurricanes, floods, fires, and other disasters.  The total economic loss may exceed 200 billion dollars. How will these events affect your insurance over the next few years?  We think that is a question worth […]