Church Safety

Your Employees Driving Record Can Damage Your Ministry’s Reputation

Posted by on November 11, 2018 at 6:40 pm

A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. What […]

Church Fires Can Destroy A Ministry

Posted by on October 29, 2018 at 3:48 pm

Most every Church owns business property, which may include the building in which you run your operations. Property insurance protects the physical assets your business owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a comprehensive property insurance portfolio to respond to the many risks associated with […]

Workers’ Compensation Best Practices

Posted by on October 18, 2018 at 4:04 pm

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]

Reduce Your Ministry Insurance Costs

Posted by on October 11, 2018 at 4:18 pm

Reduce Your Ministry Insurance Costs We offer a number of proven methods of reducing insurance premiums without affecting coverage.  We recommend a review of your program to determine if these areas can be managed differently to reduce costs. We are ready to help you work through the process.  Here are six methods we can recommend […]

How Your Ministry Can Recover From a Natural Disaster

Posted by on September 22, 2018 at 9:44 pm

Hurricane Harvey’s impact will be felt for the next three to five years, or even longer.  Many affected businesses may not survive.  It is our hope that all the people and businesses impacted by Harvey will recover as soon as possible.  For those businesses that had flood insurance, the recovery will be helped through the […]

Does Your Church Need a Water Alarm?

Posted by on September 19, 2018 at 8:03 pm

When a pipe bursts or a sump pump fails, water can flood huge areas of a church building. Stopping the flow quickly can mean the difference between having to dry out one classroom or an entire wing of the building. Water alarm systems can help your ministry stop a flood before it starts. Not only […]

Do You Know Your Cost Of Risk?

Posted by on August 22, 2018 at 8:35 pm

This article is a continuation of our series on creating a new way of thinking about insurance. As you consider your business insurance, we invite you to think about this subject in the much larger spectrum of “Total Cost of Risk”. Your insurance program is more the premiums you pay Total Cost of Risk is […]

Does Your Church Need Fidelity Bond Coverage?

Posted by on August 17, 2018 at 2:00 am

What is a fidelity bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your ministry against specific losses that may occur from the dishonest acts of employees. The fidelity coverage guarantees that the insurance company will pay the insured ministry for money or other property lost because of dishonest acts of its employees, […]

Don’t Get Distracted While Driving

Posted by on August 9, 2018 at 11:36 pm

Have you ever driven drowsy? Texted while behind the wheel? Or reined in rowdy behavior from the driver’s seat, so you didn’t have to stop the church van? If so, you’re not alone. At any given time, thousands of drivers battle distractions that threaten to take their minds off the road. Crashes involving distracted drivers […]

Three Ways To Reduce Your Churches Risk

Posted by on July 7, 2018 at 5:59 pm

  When you’re just starting to develop a comprehensive risk management plan, the process can seem daunting. Keep it manageable by breaking the project down into smaller steps. Ask the right people (and enough of them) to complete each one and develop a project plan with firm delivery dates along the way. Call me for […]