Church Safety

Do You Know Your Cost Of Risk?

Posted by on August 22, 2018 at 8:35 pm

This article is a continuation of our series on creating a new way of thinking about insurance. As you consider your business insurance, we invite you to think about this subject in the much larger spectrum of “Total Cost of Risk”. Your insurance program is more the premiums you pay Total Cost of Risk is […]

Does Your Church Need Fidelity Bond Coverage?

Posted by on August 17, 2018 at 2:00 am

What is a fidelity bond? A fidelity bond, or employee dishonesty, is not insurance but it protects your ministry against specific losses that may occur from the dishonest acts of employees. The fidelity coverage guarantees that the insurance company will pay the insured ministry for money or other property lost because of dishonest acts of its employees, […]

Don’t Get Distracted While Driving

Posted by on August 9, 2018 at 11:36 pm

Have you ever driven drowsy? Texted while behind the wheel? Or reined in rowdy behavior from the driver’s seat, so you didn’t have to stop the church van? If so, you’re not alone. At any given time, thousands of drivers battle distractions that threaten to take their minds off the road. Crashes involving distracted drivers […]

Three Ways To Reduce Your Churches Risk

Posted by on July 7, 2018 at 5:59 pm

  When you’re just starting to develop a comprehensive risk management plan, the process can seem daunting. Keep it manageable by breaking the project down into smaller steps. Ask the right people (and enough of them) to complete each one and develop a project plan with firm delivery dates along the way. Call me for […]

Mission Trip Insurance

Posted by on June 26, 2018 at 8:22 pm

Brotherhood Mutual’s Passport to Ministry® insurance program offers some of the most comprehensive travel insurance and assistance services available to ministries. This program is for short-term missions and foreign travel including Holy Land trips, study abroad, and more. As a customer, you’re offered: Comprehensive insurance coverage Access to a network of thousands of international doctors and hospitals […]

Live Events Create Risks

Posted by on June 22, 2018 at 4:23 pm

Is there anything worse than planning and preparing for a special event only to have it canceled at the last minute due to weather, or some other unforeseen reason? Special events are important and you want your event to go off without any issues. Event Cancelation Insurance helps protect your business and the planning days […]

Flood Insurance

Posted by on June 16, 2018 at 1:40 am

Flood Insurance We made it through another winter, and most of us are thankful that we did not have a homeowner’s insurance claim. But with the end of winter comes the real possibility of spring flooding. If you live in a flood zone, we recommend flood insurance.  Did you know that even if you don’t […]

Good Reasons To Consider Workers’ Compensation

Posted by on June 13, 2018 at 4:19 pm

If your Church has employees, you may be required to buy workers’ compensation insurance. Some states do allow people to opt out of the system if they can prove financial responsibility, but that is only in two or three states in the entire country. If you have employees, you are most likely required to carry […]

Is Your Church Hiring This Summer?

Posted by on June 9, 2018 at 4:17 pm

Many churches today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the ministry. Offering paid or non-paid internships can create risk for your ministry.  We wanted to highlight some of the business risks associated with having interns. […]

Planning a Summer Construction Project?

Posted by on May 29, 2018 at 8:47 pm

Is your church starting a construction project this spring? Make sure you have the insurance protection you need. A traditional liability policy provides coverage for people injured on construction sites, but there are risks associated with construction projects that require special insurance. CMI can help you review all insurance and contract documents, callus today. What […]