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Summer Church or Ministry Risk

Posted by on June 18, 2018 at 4:52 pm

The weather is heating up (relatively speaking) and summer is right around the corner. With that comes the usual break for kids from school and many other changes in our daily schedules. Not only are our children out of school and need to be accounted for every hour BUT that also means there are other […]

5 Insurance Myths

Posted by on May 6, 2018 at 9:20 pm

I get questions from churches all the time about their insurance options—especially when there are misunderstandings and myths about how insurance companies work. With accurate information, you can make decisions with more clarity and confidence. My insurance company, Brotherhood Mutual can help separate fact from fiction with these 5 easy explanations of standard insurance questions; […]

Mission Trip Mishaps

Posted by on April 15, 2018 at 3:28 am

Many churches support full time foreign missionaries who are usually associated with other para-church organizations and/or denominational headquarters.  However, in the past decade, many churches have chosen to send out their own short and intermediate term mission teams.  These teams are being sent for various reasons.  Primarily to help the people in the foreign country […]

How To Prevent Your Church From Burning

Posted by on January 30, 2018 at 12:56 am

Having the right kind of chuch insurance is very important to every business, because you rely on business insurance to protect your assets in the event of a fire, theft or other loss. In 2016, there were over 374,000 commercial fires which caused 2,300 deaths and over 7,400,000,000 of damage. (FEMA Report) Here are some […]

The Government Is Watching Churches

Posted by on January 6, 2018 at 8:34 pm

The Fair Labor Standards Act (FLSA) requires payment of the minimum wage for all hours worked and overtime at 1 ½ times an employee’s (church) regular rate for all hours worked over 40 in a week. FLSA has included exemptions from both the minimum wage and overtime requirements for: – Executives; – Administrative employees; Professionals, […]

Merry Christmans

Posted by on December 22, 2017 at 6:24 pm

10 Insurance Buying Tips

Posted by on October 21, 2017 at 6:47 pm

Now that 2018 is approaching, it may be time to consider reviewing your church insurance program. Most people don’t take time to review exposures, options, or their current economic condition before making their insurance purchase. We want to help you, so we prepared these ten insurance buying tips for 2018. Use an independent agent – […]

A Few Simple Ways to Prepare Now For a Disaster

Posted by on October 1, 2017 at 9:43 pm

We have witnessed the wrath of hurricane Harvey and are looking at Irma hitting the East Coast Soon. Wild fires are hitting the West very hard. We thought it might be good to offer a little disaster preparedness. Do not let the change in weather fool you; we are still at risk for acts of […]

Risk Management For Churches

Posted by on July 11, 2017 at 5:45 am

Budget for cost of insurance changes. The insurance market is cyclical; if prices have been low or dropping over the past year, they eventually will go back up. You must account for this change within your budget and be prepared for a premium increase next year. Limit your exposure to losses! You need to make […]