Tag Archive

Are You Ready For The Next Big Earthquake?

Published on June 28, 2018 By Scott Stuart

May 2018 saw a number of small earthquakes in California and Oregon. Many experts are predicting a quake on the west coast in the next 12 months. The only thing we have control over is how prepared we are when an earthquake hits our area. What You Can Control Get earthquake insurance on your home. […]

Live Events Create Risks

Published on June 22, 2018 By Scott Stuart

Is there anything worse than planning and preparing for a special event only to have it canceled at the last minute due to weather, or some other unforeseen reason? Special events are important and you want your event to go off without any issues. Event Cancelation Insurance helps protect your business and the planning days […]

Summer Church or Ministry Risk

Published on June 18, 2018 By usdigital

The weather is heating up (relatively speaking) and summer is right around the corner. With that comes the usual break for kids from school and many other changes in our daily schedules. Not only are our children out of school and need to be accounted for every hour BUT that also means there are other […]

Good Reasons To Consider Workers’ Compensation

Published on June 13, 2018 By Scott Stuart

If your Church has employees, you may be required to buy workers’ compensation insurance. Some states do allow people to opt out of the system if they can prove financial responsibility, but that is only in two or three states in the entire country. If you have employees, you are most likely required to carry […]

Your Church At Risk

Published on June 9, 2018 By Scott Stuart

Here are nine areas to consider when developing a risk management plan for your church. CMI can help you identify and manage your risks through insurance and safety services. Accident Prevention: Are your sidewalks well lighted, dry, and covered with non-slip material? Are walkways and doors kept free of obstructions? Are parking lots safe? Is […]

Is Your Church Hiring This Summer?

Published on June 9, 2018 By Scott Stuart

Many churches today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the ministry. Offering paid or non-paid internships can create risk for your ministry.  We wanted to highlight some of the business risks associated with having interns. […]

Planning a Summer Construction Project?

Published on May 29, 2018 By Scott Stuart

Is your church starting a construction project this spring? Make sure you have the insurance protection you need. A traditional liability policy provides coverage for people injured on construction sites, but there are risks associated with construction projects that require special insurance. CMI can help you review all insurance and contract documents, callus today. What […]

Are Board Members Personally Liable for Board Decisions?

Published on May 22, 2018 By Scott Stuart

Church board members have been placed in a position of trust, and they have a legal responsibility to place the church’s interests ahead of their own. This duty is known as their fiduciary responsibility. If board members use their position in the church for personal gain, they can be sued as individuals, thereby placing their […]

Praying Is Important…But Get Insurance Too

Published on May 18, 2018 By Scott Stuart

A Ministry Insurance Update One of the best things a business owner can do to protect his or her ministry, is to have a business insurance program that covers your business in the best way possible.  Your business insurance program should include Employment Practice Liability, and Directors and Officers Liability insurance.  These coverage’s can often […]

Your Church Is At Risk!

Published on April 26, 2018 By Scott Stuart

When it comes to managing risks in any church or ministry setting, prevention is most important.  Prevention is anticipating what might happen and then developing policies or procedures to reduce the probability of something happening. Preventing or reducing the possibility of something bad happening can have a major impact on your ministry. That’s easy to […]