Tag Archive

Can Snow Removal Help Reduce Trip & Fall Claims?

Published on December 12, 2017 By Scott Stuart

Winter weather brings the possibility of snow and ice, and churches are responsible for snow and ice removal. This is particularly important, as it is your duty to provide safe access to your property. Commercial or business insurance is designed to protect the building owner and/or manager from claims and litigation should a third party […]

Innovative Insurance Solutions For Your Ministry

Published on December 7, 2017 By Scott Stuart

We live in a changing world, and your  insurance needs to be changing as well. In order to keep your commercial insurance up to date you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of innovative insurance products that your business may […]

Is Your Church At Risk Of Being Sued?

Published on November 21, 2017 By Scott Stuart

The NW Ranks High In Probability Of Litigation On average, a business in the U.S. has about a 12% chance of being involved in an employment lawsuit. Oregon has very aggressive employment and discrimination laws that increase the chances of litigation for businesses operating in our state. Employment Liability Facts The national average for total costs of […]

Did The Earth Move From Under Your Feet?

Published on November 14, 2017 By Scott Stuart

Donna Summers popular song reminds us of how important it is to have solid ground under our feet. That is true for every business.  Your business has many risks, and the risk of earthquake damage is just one.  Allow our team to complete a review of your business insurance. Earthquakes occur almost every day in […]

How Your Ministry Can Recover From a Natural Disaster

Published on October 28, 2017 By Scott Stuart

Hurricane Harvey’s impact will be felt for the next three to five years, or even longer.  Many affected businesses may not survive.  It is our hope that all the people and businesses impacted by Harvey will recover as soon as possible.  For those businesses that had flood insurance, the recovery will be helped through the […]

A Few Simple Ways to Prepare Now For a Disaster

Published on September 19, 2017 By Scott Stuart

A insurance update We have witnessed the wrath of hurricane Harvey and are looking at Irma hitting the East Coast Soon. Wild fires are hitting the West very hard. We thought it might be good to offer a little disaster preparedness. Do not let the change in weather fool you; we are still at risk […]

The Government Is Watching Churches

Published on August 31, 2017 By Scott Stuart

The Fair Labor Standards Act (FLSA) requires payment of the minimum wage for all hours worked and overtime at 1 ½ times an employee’s (church) regular rate for all hours worked over 40 in a week. FLSA has included exemptions from both the minimum wage and overtime requirements for: – Executives; – Administrative employees; Professionals, […]

Auto Accident Scams…. Get Educated

Published on August 22, 2017 By Scott Stuart

Most of us are hardworking honest people, who are building strong families and are productive members of our community. Unfortunately, there are a few people who try to take advantage of us and we need to be educated on what to watch for. Fraud, including insurance scams, is the second-most burdensome financial crime in the […]

Cyber Risk Update

Published on August 21, 2017 By Scott Stuart

Over the last several years, cyber liability coverage has evolved from just insurance for information      technology companies to coverage that nearly every class of business should have if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws […]

Workers’ Compensation Best Practices

Published on August 14, 2017 By Scott Stuart

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]