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Churches Are Full Of Risk

Published on December 11, 2018 By usdigital

The insurance market is cyclical; if prices have been low or dropping over the past year, they eventually will go back up. You must account for this change within your budget and be prepared for a premium increase next year. Limit your exposure to losses! You need to make your company attractive to insurers. This […]

Prevent Child Sexual Abuse in the Church

Published on January 6, 2014 By Scott Stuart

No church is immune to the problem of child sexual assault, regardless of size, location, or denomination. Child sexual predators exist, and they’re always looking for opportunities to interact with children. They may volunteer to work with children in your nursery, Sunday school, or youth program. How are you going to manage this risk? Strengthen these […]

Prepare Your Church for Winter’s Chill

Published on December 19, 2013 By Scott Stuart

Winter weather can be rough on a church. In northern areas, blizzards can dump several feet of snow onto roofs, leading weak ones to collapse. Further south, frozen temperatures can cause frozen pipes, especially if buildings are poorly insulated. Across the country, malfunctioning heating systems are a leading cause of church fires. In a typical […]

The 2012 Election Will Dramatically Affect Small Business

Published on October 15, 2012 By usdigital

The old political tactics of kissing babies and pandering to seniors have largely been replaced by the all-out love fest of small business owners by each political party. Most astute small business owners are interested in seeing actual policy changes that will impact their business in the new year. Small Business Concerns Politicians this year […]

Why an Independent Insurance Agent

Published on July 9, 2012 By usdigital

Who really cares? Isn’t all insurance the same and all people really care about is getting the lowest cost? What is the difference between various insurance carriers? Is an independent agent any better then a large corporate brand employee? Lots of questions and few answers for issues ALL of us face each and every time […]

Yearly Risk Assessments

Published on April 25, 2012 By usdigital

Just like going to the doctor every year is a good idea (especially if you are as old as me!) it is beneficial to sit with your insurance agent and talk through all the changes of the past year with your church or ministry. We are living in very dynamic times with dramatic changes in […]

Church Risk to Outside Groups

Published on April 19, 2012 By usdigital

Churches pose a range of issues when it comes to insurance so it’s important to make sure you have them all covered when you buy church insurance . Church officials, like those in other community organizations, need to ensure they have a good long term relationship with a reputable agent in order to be confident […]

Risk Management for Dummies

Published on December 31, 2011 By usdigital

As an independent insurance agent, I talk with my clients everyday about protecting their assets with insurance and doing that with the least amount of risk. Certainly your premium cost is a significant factor in making a decision but the following 5 tips with help you to make the right insurance decision for the coming […]