Risk Management that could have helped Penn State and Syracuse University sports teams. The awful discovery these past few weeks from prominent Universities and iconic head coaches like Joe Paterno and Jim Boeheim that their immediate staff was potentially abusing children was quite sad. Unfortunately these circumstances are not isolated and could happen to any […]
There are more remote workers in American today than at any time in our recent history. Many employers are embracing this trend, but there are new risks to consider. As a result of this distant work environment, a crucial problem arises in new security threats. In our digital age, businesses have had to improve their […]
The day-to-day operations and challenges of running a ministry can often overshadow the importance of reviewing your insurance coverage. Updating your insurance may not be at the top of your priority list, what with work, home, and personal obligations. Have you ever wondered when you should update your insurance policy? We recommend your take the time to […]
Cyber Liability Trends Cyber Liability continues to be a major issue for many churches. Is Cyber Liability part of your Insurance Program? In today’s data-driven social media world, businesses of all sizes have had a cyber-attack or data breach. Statistics show 40% of all cyber incidents affect businesses with fewer than 100 employees. Here are […]
If you manage a ministry, you know how hard you have worked to get your business started and sustainable. Most small businesses fail in the first year. So congratulation, you have made it this far. Even if your firm is run out of your house or car, you should think about small business insurance and […]
A Safety Program helps in two ways: Many insurance companies provide a credit just for having a safety program in place and your loss history is one of the key factors underwriters take into account when rating your Workers’ Compensation premium. Several keys to a successful Safety Program 1. Management Commitment If upper management […]
The insurance market is cyclical; if prices have been low or dropping over the past year, they eventually will go back up. You must account for this change within your budget and be prepared for a premium increase next year. Limit your exposure to losses! You need to make your company attractive to insurers. This […]
A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. What […]
Reduce Your Ministry Insurance Costs We offer a number of proven methods of reducing insurance premiums without affecting coverage. We recommend a review of your program to determine if these areas can be managed differently to reduce costs. We are ready to help you work through the process. Here are six methods we can recommend […]
When a pipe bursts or a sump pump fails, water can flood huge areas of a church building. Stopping the flow quickly can mean the difference between having to dry out one classroom or an entire wing of the building. Water alarm systems can help your ministry stop a flood before it starts. Not only […]
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