Tag Archive

Summer Church or Ministry Risk

Published on June 18, 2018 By usdigital

The weather is heating up (relatively speaking) and summer is right around the corner. With that comes the usual break for kids from school and many other changes in our daily schedules. Not only are our children out of school and need to be accounted for every hour BUT that also means there are other […]

Your Church At Risk

Published on June 9, 2018 By Scott Stuart

Here are nine areas to consider when developing a risk management plan for your church. CMI can help you identify and manage your risks through insurance and safety services. Accident Prevention: Are your sidewalks well lighted, dry, and covered with non-slip material? Are walkways and doors kept free of obstructions? Are parking lots safe? Is […]

Are Board Members Personally Liable for Board Decisions?

Published on May 22, 2018 By Scott Stuart

Church board members have been placed in a position of trust, and they have a legal responsibility to place the church’s interests ahead of their own. This duty is known as their fiduciary responsibility. If board members use their position in the church for personal gain, they can be sued as individuals, thereby placing their […]

5 Insurance Myths

Published on May 6, 2018 By usdigital

I get questions from churches all the time about their insurance options—especially when there are misunderstandings and myths about how insurance companies work. With accurate information, you can make decisions with more clarity and confidence. My insurance company, Brotherhood Mutual can help separate fact from fiction with these 5 easy explanations of standard insurance questions; […]

Your Church Is At Risk!

Published on April 26, 2018 By Scott Stuart

When it comes to managing risks in any church or ministry setting, prevention is most important.  Prevention is anticipating what might happen and then developing policies or procedures to reduce the probability of something happening. Preventing or reducing the possibility of something bad happening can have a major impact on your ministry. That’s easy to […]

Mission Trip Mishaps

Published on April 15, 2018 By usdigital

Many churches support full time foreign missionaries who are usually associated with other para-church organizations and/or denominational headquarters.  However, in the past decade, many churches have chosen to send out their own short and intermediate term mission teams.  These teams are being sent for various reasons.  Primarily to help the people in the foreign country […]

Pastors, Clergy, Counseling and Liability

Published on April 9, 2018 By Scott Stuart

Misconduct by pastors is becoming an increasingly important issue in the church today. Ministers who engage in sexual contact with adult members of their congregation expose their church to potentially substantial liability. “Research reveals that nearly ten percent of pastors have adulterous affairs and fifteen percent are addicted to internet pornography.”1 In a recent poll […]

How To Protect Your Church From Fraud

Published on February 16, 2018 By Scott Stuart

Ministries have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud.  Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners).   Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit card forgery, computer fraud […]

The Best Holiday Gift? Be Safe

Published on November 24, 2017 By Scott Stuart

November is here and that means the holiday season has started.  Over the next number of weeks, holiday activities will consume much of our time.  This is also the season when homeowners have insurance claims for fire, burglary, theft from vehicles, and even auto accidents. Now may be the best time to have us review […]

Is Your Church At Risk Of Being Sued?

Published on November 21, 2017 By Scott Stuart

The NW Ranks High In Probability Of Litigation On average, a business in the U.S. has about a 12% chance of being involved in an employment lawsuit. Oregon has very aggressive employment and discrimination laws that increase the chances of litigation for businesses operating in our state. Employment Liability Facts The national average for total costs of […]