Tag Archive

Your Church Is At Risk!

Published on April 26, 2018 By Scott Stuart

When it comes to managing risks in any church or ministry setting, prevention is most important.  Prevention is anticipating what might happen and then developing policies or procedures to reduce the probability of something happening. Preventing or reducing the possibility of something bad happening can have a major impact on your ministry. That’s easy to […]

Mission Trip Mishaps

Published on April 15, 2018 By usdigital

Many churches support full time foreign missionaries who are usually associated with other para-church organizations and/or denominational headquarters.  However, in the past decade, many churches have chosen to send out their own short and intermediate term mission teams.  These teams are being sent for various reasons.  Primarily to help the people in the foreign country […]

Pastors, Clergy, Counseling and Liability

Published on April 9, 2018 By Scott Stuart

Misconduct by pastors is becoming an increasingly important issue in the church today. Ministers who engage in sexual contact with adult members of their congregation expose their church to potentially substantial liability. “Research reveals that nearly ten percent of pastors have adulterous affairs and fifteen percent are addicted to internet pornography.”1 In a recent poll […]

How To Protect Your Church From Fraud

Published on February 16, 2018 By Scott Stuart

Ministries have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud.  Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners).   Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit card forgery, computer fraud […]

The Best Holiday Gift? Be Safe

Published on November 24, 2017 By Scott Stuart

November is here and that means the holiday season has started.  Over the next number of weeks, holiday activities will consume much of our time.  This is also the season when homeowners have insurance claims for fire, burglary, theft from vehicles, and even auto accidents. Now may be the best time to have us review […]

Is Your Church At Risk Of Being Sued?

Published on November 21, 2017 By Scott Stuart

The NW Ranks High In Probability Of Litigation On average, a business in the U.S. has about a 12% chance of being involved in an employment lawsuit. Oregon has very aggressive employment and discrimination laws that increase the chances of litigation for businesses operating in our state. Employment Liability Facts The national average for total costs of […]

How To Survive The Holidays

Published on November 8, 2017 By Scott Stuart

We are full steam ahead; the holiday rush has begun. Beyond getting the flu vaccine, there is a lot you can do to help your body and mind during the holidays. Allison Aiello, Ph.D., a professor of epidemiology at the University of North Carolina, offers a few words to help us survive the Holidays. Get […]

Why Check Backgrounds?

Published on October 12, 2017 By Scott Stuart

Over the last several years, I have worked with churches who are still resisting background checks on staff members and all volunteers. Here are Good Reasons to background check from my insurance provider; Brotherhood Mutual-Comprehensive background checks should be part of your ministry’s programs. Choosing the right provider and services can be tricky, because when […]

A Few Simple Ways to Prepare Now For a Disaster

Published on September 19, 2017 By Scott Stuart

A insurance update We have witnessed the wrath of hurricane Harvey and are looking at Irma hitting the East Coast Soon. Wild fires are hitting the West very hard. We thought it might be good to offer a little disaster preparedness. Do not let the change in weather fool you; we are still at risk […]

Hurricane Harvey Reminds Us Why Flood Insurance Is Important

Published on September 11, 2017 By Scott Stuart

A Flood Insurance Update Our thoughts and prayers are with the people of Texas and the city of Houston. The flood damage loss will likely reach over $50 billion.  It may take years of recovery efforts to get life back to normal. This event is a good reminder how important flood insurance can be. A […]