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Youth Ministry Risk Management

Published on April 9, 2022 By usdigital

Risk Management that could have helped Penn State and Syracuse University sports teams. The awful discovery these past few weeks from prominent Universities and iconic head coaches like Joe Paterno and Jim Boeheim that their immediate staff was potentially abusing children was quite sad. Unfortunately these circumstances are not isolated and could happen to any […]

Church Risk Issues

Published on March 12, 2022 By Scott Stuart

Every ministry faces risks of various kinds. If you have employees you have the risk of employee injury. You most likely buy workers’ compensation to protect yourself from this risk. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your company to lawsuits, liability, […]

Important Things To Consider Before Your Next Business Insurance Renewal

Published on November 19, 2021 By Scott Stuart

The day-to-day operations and challenges of running a ministry can often overshadow the importance of reviewing your insurance coverage. Updating your insurance may not be at the top of your priority list, what with work, home, and personal obligations. Have you ever wondered when you should update your insurance policy? We recommend your take the time to […]

Church Cyber Liability Trends

Published on October 27, 2021 By Scott Stuart

Cyber Liability Trends Cyber Liability continues to be a major issue for many churches. Is Cyber Liability part of your Insurance Program? In today’s data-driven social media world, businesses of all sizes have had a cyber-attack or data breach. Statistics show 40% of all cyber incidents affect businesses with fewer than 100 employees. Here are […]

Top Five Costly Workplace Injuries

Published on June 2, 2021 By Scott Stuart

If an employee is injured on the job, employers are legally liable to the employee. Workers’ compensation will even cover employees who are involved in auto accidents while away from the worksite, if the accident occurred while on the job. Workplace accidents happen every day and most could have been prevented. According to the U.S. […]

Workers Compensation Cost Savings Strategies

Published on November 20, 2019 By usdigital

  A Safety Program helps in two ways:  Many insurance companies provide a credit just for having a safety program in place and your loss history is one of the key factors underwriters take into account when rating your Workers’ Compensation premium. Several keys to a successful Safety Program 1. Management Commitment If upper management […]

Are You Shopping Online This Holiday?

Published on November 12, 2019 By Scott Stuart

Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list.  Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales.  This year, consumer […]

Your Church At Risk

Published on October 28, 2019 By Scott Stuart

  Here are nine areas to consider when developing a risk management plan for your church. CMI can help you identify and manage your risks through insurance and safety services. Accident Prevention: Are your sidewalks well lighted, dry, and covered with non-slip material? Are walkways and doors kept free of obstructions? Are parking lots safe? […]

Churches Are Full Of Risk

Published on December 11, 2018 By usdigital

The insurance market is cyclical; if prices have been low or dropping over the past year, they eventually will go back up. You must account for this change within your budget and be prepared for a premium increase next year. Limit your exposure to losses! You need to make your company attractive to insurers. This […]

Misconceptions About Cyber Liability

Published on November 26, 2018 By Scott Stuart

Cyber liability coverage (for data breaches) has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have – if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many companies are unaware of the severe data breach exposure they face. In short, any business […]